Or maybe you’ve decided to rollover your 403b or 401k into a gold IRA? Choosing the right precious metals IRA company to work with is the next step to take. Keep reading to learn about our favorite gold IRA companies that we’ve reviewed this year.
Do you plan to invest in a gold IRA in 2022?
Or maybe you’ve decided to rollover your 403b or 401k into a gold IRA? Choosing the right precious metals IRA company to work with is the next step to take. Keep reading to learn about our favorite gold IRA companies that we’ve reviewed this year.
Their main focus is silver and gold IRAs. They have great premium and common gold and silver products. They provide free shipping and transit insurance to qualified customers. And they are my #1 recommended gold IRA company.
● Their sales staff doesn’t work for commissions, so they do not employ high-pressure sales techniques
● They always remain compliant with a transparent pricing
● 5-star ratings extravaganza – more than 1000 perfect ratings on peer-reviewed websites
● Highest possible ratings with the Business Consumer Alliance and Better Business Bureau
Their sales staff provides excellent guidance and they offer great customer service. Your work with a dedicated specialist that will help you every step of the way.
● Winner of the Company of the Year Award from the American business Awards
● Promotion offering free silver by as much as $10,000 or 10%
● Free shipping on qualified offers of silver and gold
● 100% free gold IRA rollovers
● Cash purchases receive free shipping – $10,000 minimum to qualify
● $10,000 minimum investment for gold IRA accounts
● Excellent customer service team ready and available to help
● Many premium, common, and collectible coins and bars available
● Only offers segregated storage – preferred option amongst investors
● Top-tier financial services company – ranked #20 by Inc. Magazine
● More than 1000 5-star reviews from current and former customers
● Never charge customers for account maintenance
The US Mint trusts them implicitly and considers them one of their listed dealers. Their delivery times are fast, they offer customers a free investment guide, and they mainly focus on providing customer education.
● Customers with qualifying accounts can receive $5000 worth of free silver
● The US Mint considers Advantage Gold a trusted dealer
● Trustpilot and Trustlink customers have given advantage Gold hundreds of 5-star ratings
● Customer education is one of their biggest strengths
● Plenty of 5-star ratings with Trustlink and the Better Business Bureau
● Fast account setup process (they’ll help you with the paperwork)
● Their customer service team is highly respected because they do a great job
● A+ rating with the Better Business Bureau – average Trustlink rating 5 out of 5 stars
● Premium and common silver and gold products available
● Plenty of experience – 30 years in the precious metal space
● A+ rating on the Better Business Bureau
● 4.7 out of 5 stars & 30 5-star reviews on Trustpilot
Augusta Precious Metals
- Former quarterback Joe Montana is a client and paid company ambassador
- Their sales staff doesn’t work for commissions, so they do not employ high-pressure sales techniques
- They always remain compliant with a transparent pricing
- 5-star ratings extravaganza – more than 1000 perfect ratings on peer-reviewed websites
- Highest possible ratings with the Business Consumer Alliance and Better Business Bureau
Augusta Precious Metals receives many positive accolades. Most recently, they were considered a 5x Trustlink “Most Trusted” company in the US.
Their main focus is silver and gold IRAs. They have great premium and common gold and silver products. They provide free shipping and transit insurance to qualified customers. And they are my #1 recommended gold IRA company.
Goldco
- Media pundit Sean Hannity publicly endorses Goldco
- Winner of the Company of the Year Award from the American business Awards
- Promotion offering free silver by as much as $10,000 or 10%
- Free shipping on qualified offers of silver and gold
- 100% free gold IRA rollovers
Sean Hannity of Fox News of fame fully endorses Goldco. He trusts this company implicitly because they are transparent, easy to work with, and focus on educating their customers.
Their sales staff provides excellent guidance and they offer great customer service. Your work with a dedicated specialist that will help you every step of the way.
Birch Gold
- Promotion gives qualifying customers up to $10,000 in free gold and silver
- Cash purchases receive free shipping – $10,000 minimum to qualify
- $10,000 minimum investment for gold IRA accounts
- Excellent customer service team ready and available to help
- Many premium, common, and collectible coins and bars available
Birch Gold is my 3rd favorite gold company for many reasons. They have over 17 years of industry experience. They’ve received hundreds of 5-star reviews on respected peer reviewed websites. And if you open your gold IRA with a $50,000 deposit or more, they waive your first year’s fees.
GoldcRegal Assets
- Gold IRA minimum investment of $10,000 – industry low
- Only offers segregated storage – preferred option amongst investors
- Top-tier financial services company – ranked #20 by Inc. Magazine
- More than 1000 5-star reviews from current and former customers
- Never charge customers for account maintenance
Tyler Gallagher is the founder of Regal Assets. He’s also the founder of Regal Wallet, a cryptocurrency IRA company. Together, he’s combined cryptocurrency in precious metals IRA investing and put it under one roof. This new individual retirement account is called Regal IRA. Future retirees can buy precious metals and cryptocurrencies all under the same IRA account.
Advantage Gold
- Sign up to receive a free gold IRA guide on their website
- Customers with qualifying accounts can receive $5000 worth of free silver
- The US Mint considers Advantage Gold a trusted dealer
- Trustpilot and Trustlink customers have given advantage Gold hundreds of 5-star ratings
- Customer education is one of their biggest strengths
This company first opened their virtual doors way back in 2014. They’ve since gone on to achieve tremendous success and respect of their peers in the ensuing eight years.
The US Mint trusts them implicitly and considers them one of their listed dealers. Their delivery times are fast, they offer customers a free investment guide, and they mainly focus on providing customer education.
Noble Gold
- Minuscule investment minimums – low barrier to entry
- Plenty of 5-star ratings with Trustlink and the Better Business Bureau
- Fast account setup process (they’ll help you with the paperwork)
- Their customer service team is highly respected because they do a great job
- A+ rating with the Better Business Bureau – average Trustlink rating 5 out of 5 stars
Noble Gold’s main focus is to help their customers get set up fast. They understand how important it is to begin a new investment method quickly. Their sign-up process is quick and easy. And the expert customer representatives will help you get your account funded and ready to invest in no time flat.
Patriot Gold
- Fast account setup
- Premium and common silver and gold products available
- Plenty of experience – 30 years in the precious metal space
- A+ rating on the Better Business Bureau
- 4.7 out of 5 stars & 30 5-star reviews on Trustpilot
Patriot Gold is one of the main players in the precious metals IRA space for good reason. They have an excellent account setup process which gets their customers investing quickly. After filling out and submitting the application, they’ll set up an account within an average of 24 hours.
Evaluating Gold Dealers Using the 7 Critical Factors Test
Next, I’d like to evaluate each gold IRA company using 7 Critical Factors that were developed for this purpose. I used these factors to determine which companies belonged on my top 7 gold IRA company list.
What are the 7 Critical Factors? Continue below to learn the truth.
1. Online Peer-Reviewed Ratings
Using information already shared on the web is the perfect place to get started. Top online peer-reviewed websites including the Better Business Bureau, Business Consumer Alliance, and Trustlink already evaluate companies. They fill us in on valuable information that includes:
- Complaints from unhappy customers. They allow customers to air their grievances about a specific company or organization online. And they track how long it takes for a company to respond and resolve each complaint.
- Company rating – the BCA and BBB provide a rating for each company. The highest rated companies typically perform the best.
- Customer reviews – these watchdog websites also allow customers to leave reviews about their experiences. This helps consumers get to know what a company is all about.
2. Types of Precious Metals: Bullion Bars and Coins
Precious metals IRA companies only sell gold and silver. Many others also sell platinum and palladium as well. To achieve IRS approval, the metals must meet the following purity requirements:
- 99.5% gold purity
- 99.9% silver purity
- 99.95% platinum purity
- 99.95% palladium purity
3. Precious Metals Buyback Program
The best gold IRA companies in business will buy back gold and silver from customers in need. Even better, the most trusted companies never charge additional fees or markups when buying back metals.
Make sure your precious metals IRA company has a buyback program in place. You never know when you’re going to need it.
4. Stockpiling
The IRS requires all gold IRA investments to be properly stored in an approved storage facility. Storage facilities typically offer two stockpiling options including:
- Commingled storage: this option allows investors to have their investments stored in a secure vault used by other investors.
- Segregated storage: serious investors prefer this option because their investments are stored in a personalized vault.
5. IRA Fees
Fee structures will vary from one gold dealer to another, so always keep that in mind. Yet, many of the top gold IRA companies have a similar fee schedule nonetheless.
On average, the typical gold IRA investor will have to pay one time or annual fees for the following services:
- Commingled or segregated storage ($100-$150 annually)
- Administration fees – will vary from company to company ($50-$80 annually)
- $30 wire transfer fees per transaction
- Account setup fees – waived by many gold IRA companies, others charge a one-time $50 fee
- Minimum investment requirements – range anywhere from $10,000-$25,000 or more depending on the company
- $100 annually account maintenance fee, free for qualifying accounts with certain gold dealers
6. Account Setup & Delivery
The best companies make it absolutely simple for their customers to sign up to get started with precious metals IRA investing. From quick account setup to even quicker funding, the top companies always have investors’ best interest in mind.
On average, the best gold companies can have your account set up within 24-48 hours but sometimes it takes longer. The same companies also ship precious metals and have them delivered in 7-10 business days on average.
7. Customer Support & Salesmanship
It’s always important to find companies that provide great experiences for their customers. You want to work with the gold IRA companies that have customers that sing their praises and keep coming back for more.
Augusta Precious Metals is one of these companies. Their sales team no longer gets paid based on commissions. They receive a flat salary. This means they aren’t trying to convince you to buy products just to make additional commissions.
Bottom Line
I hope you enjoyed this review of the top 7 gold IRA companies. You cannot go wrong working with any of them. No matter what company you choose, make sure they excel in the following areas:
- Inexpensive annual fees
- Low commission markups
- Companies that waive their fees (1-5 years or more)
- Low minimum investments
- free shipping on qualified orders
- Strong knowledge base and experience
- Highly-trained and skilled customer service and sales teams
Would you like to begin investing with my #1 gold IRA company right now? Receive a Free Investors Guide by signing up on their website by clicking here.
Top 7 Gold IRA Companies
